About
About Julie Payton
Who am I, and why choose to work with me and my team?
With more than 29 years of experience as a licensed mortgage originator, I bring both expertise and heart to every client I serve. Helping families achieve their dream of homeownership isn’t just my career—it’s my passion.
Family is at the heart of who I am. I’m blessed to be a wife to Ed, a proud Naval Veteran who retired as an E7, Quality Assurance Division Chief, a mom to a wonderful daughter, and “Mimi” to two amazing little boys who light up my world. Even our German Shepherd, Lexi, plays her part—often keeping me company in the office and reminding me that every client should feel like family.
My journey in this industry began as a mortgage analyst, carefully reviewing loans for accuracy and compliance across multiple states. From there, I transitioned into processing and origination, and for the past 26 years, I’ve had the privilege of walking alongside clients through one of life’s most important milestones. My goal is simple: to make the mortgage process clear, smooth, and personalized—because no two families are the same, and their loans shouldn’t be either.
When I’m not helping clients, you’ll often find me and my husband exploring new places on short getaways, creating memories that last a lifetime.
I’ve always believed that understanding loan program guidelines is essential; one missed detail can mean the difference between a homebuyer’s dream coming true or falling apart. Staying current with the ever-changing mortgage landscape is a top priority for me, and I am committed to navigating even the toughest challenges with compassion and professionalism.
Many of my clients have become lifelong friends because we treat each person like family from the very start. My passion for this work continues to grow, and I am dedicated to providing outstanding service and personalized guidance every step of the way.
If you’re looking for a mortgage professional who will treat you like family, offer honest guidance, and work tirelessly to help you secure the right mortgage, my team and I are here to help.
Your Team
What works best when taking a new Mortgage, from pre-approval to the closing table? A GREAT team!
I am so Thankful for my personal Processor and Loan Assistant, and I want to introduce them to you.
Cherri has been a Licensed Loan Originator and processor for over 13 years and understands the urgency of closing quickly and efficiently. She is very detailed and knows her stuff. She has closed everything from, Conventional, Government, Non-Conforming, construction, renovation loans. Cherri and I have worked together for over 12 years as co-workers, and she now will work directly with you, processing your loan and getting you closed on time.
Cherri has been a Licensed Loan Originator and processor for over 13 years and understands the urgency of closing quickly and efficiently. She is very detailed and knows her stuff. She has closed everything from, Conventional, Government, Non-Conforming, construction, renovation loans. Cherri and I have worked together for over 12 years as co-workers, and she now will work directly with you, processing your loan and getting you closed on time.