Financing in Florida

Welcome to the official site of Julie Payton. I offer a full range of mortgage services from my base in Fleming Island, Florida. I specialize in FHA Loans, VA Loans, Conventional Loans, and USDA Loans.

Whether you are buying a home or refinancing, anywhere in the state of Florida.  I can help you realize your dream of homeownership, Save on your current payment or get the most equity out of your home for other things. 

In terms of Purchase Loan programs, I offer the following:

FHA | VA | USDA | Down Payment Assistance | Jumbo | Conventional | Renovation | Construction Perm

Refinancing? I can help you with that, too!

I offer a wide range of refinancing options, designed to best meet the needs of every borrowers. If you're looking for cash out, or to lower your current rate and/or terms, I can assist you. I offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | Renovation | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC |  Jumbo

What makes Julie Payton unique is that I offer the following niche programs as well: Manufactured home loans, Construction -to-perm, Non-warrantable condos, rebound loans.

Contact me, Julie Payton, today to discuss your mortgage loan options, and find out which loan program will best suit your needs.