Loan Types
Tailored
Financing
Packages
for Homebuyers
Julie Payton Mortgage Team provides a diverse array of mortgage services across Florida. Our goal is to offer you detailed information about our loan programs so you can confidently choose the best option for your needs.
Flexible and Competitive Loans
These loans come with flexible terms and competitive interest rates, making them a popular choice for many.
Perfect for buyers with solid credit and financial stability, offering flexible terms and competitive interest rates.
Exclusive for veterans and active-duty service members, featuring no down payment and relaxed qualification standards.
Ideal for first-time homebuyers or those with limited savings, backed by the Federal Housing Administration with low down payments and more lenient credit requirements.
Tailored for rural homebuyers, this loan offers 100% financing with affordable interest rates and no down payment.
For buyers purchasing high-value properties beyond standard loan limits, offering flexible terms and competitive rates.
Designed for those purchasing manufactured homes, with specialized financing to meet the unique requirements of these properties.
Tailored for real estate investors working on fix-and-flip projects, offering fast financing with flexible terms.
Provides funding for non-warrantable condos, making it easier to purchase unique properties that don't meet conventional criteria.
Perfect for self-employed individuals or those with irregular income, allowing income verification via bank statements instead of traditional methods.
If you haven't owned a home in the past 3 years, you may qualify for low down payment options or assistance based on your credit and income.
Selecting the right loan depends on your unique financial situation and future plans. Consider these key questions before deciding:
- Are there any anticipated changes to your financial situation in the near future?
- Is your current home a long-term investment, or are you planning to move soon?
- Are you prepared for potential fluctuations in your monthly mortgage payments?
- Would you like to pay off your mortgage by the time your children go to college or retire?
Expert Help Tailored to You
Julie Payton specializes in helping families navigate the loan selection process. With personalized guidance, we’ll ensure you choose the right loan that aligns with your financial goals. Contact us today to schedule a consultation and start planning for your future.
